Financial Pressure? What to do Right Now

One of the lessons that I'm learning is that time and space create a lot more results than pressure.

Have you ever been in a pinch and tried to come up with new ideas about a project? It doesn't matter if it's for work or at home. If you're really worried about it, what happens? 

Often the ideas struggle out of my brain. I'm worried and have a hard time focussing. I feel urgency and want results now.  I find that if I'm under enough pressure, I look back after making the decision and realize there are about 14 things I hadn't thought of that didn't make it into a project idea or into that proposal or off to that client.

On the other hand when I take time and open up space and spend some time relaxing,  ideas just come to me - out of the blue. Brilliant ideas for projects, services and products - so many that I can't follow up on all of them.

Financial pressure is a lot like that.  There are plenty of places that talk about money as a river or stream or flowing water and that use the metaphor of a faucet. My experience is that worry is akin to turning the faucet down or even off.

But why?  I've heard it talked about in terms of energy and there is something there. But in terms of psychology, what we see is that people get and do what they focus on - they find proof for their stories.  That's why advertising works. You see an ad for toothpaste over and over and pretty soon you're standing in your bathroom wondering how this this toothpaste you've never tried before got into your house.

Things that we imagine often come to pass - positive, negative or otherwise: because our brains are looking for them. Our brains are trained to find patterns and so the patterns you put into them is what you eventually find. It's why we seem to have similar relationships over and over - and that's part of why affirmations work. We tell our brains to look for certain ideas and hooks and it does. So I talked about affirmations and and how to write them, now is great time to review them if you haven't in a while.

In an ideal world you would have a Financial Map of  Intentions - a review of what you've been spending and clear projections about what you intend to spend moving forward, month by month. That way you can review your monthly spending and make clear decisions in advance of financial crunches. 

But that's not always possible and things change - so no sense in making yourself feel worse than you already do. In fact now is a great time to be grateful for your financial prowess - you see what's going on, you've come to look for support and now you're going to change it! Way to go!

So what to do about financial pressure right now?

If you're feeling pressured about money, the first thing to do is to take a deep breath. (And notice when the last time was that you did that.) Just take a moment to relax and come back into your body. Sometimes it takes a few breaths or more to come back - a walk outside in the fresh air, a hug, looking at something beautiful, a nice long, hot bath. But take that time - it's well worth it and really supports making sound decisions.

Second do a real assessment: are you in danger? What are the real dangers in this situation?  Often we worry about financial pressures that might happen - in days, weeks and months from now. If those things aren't here, take another breath and notice that more than likely you really are safe right now.

Then create a plan. Not just for the crisis or thing that has come up that you're worried about, but look at the bigger picture. Decide what really wants to be done here - is this an obligation that you want to continue with? Is this mortgage something you can handle? What is coming up over the next few weeks that can effect this piece of your financial reality? And how can you effect positive change from right here. 

Remember in creating change you want it to be in alignment with your values. So if you value ease, think about what you can do to bring more ease into this situation.  How do you want to feel about this obligation and what can you do to bring more of that emotion into this situation?

Keep breathing and move gently focusing on staying home in your body and making positive changes that support the overall effort of your life. It might take time, but putting into place a plan for you financial success is well worth the effort.

Think and Grow Rich, Really?

When I was a teenager I had a job doing telemarketing. I hated it. Calling people to "book appointments" was loathsome.  I wanted to be doing anything else.  So sometimes I would call in sick when all I wanted was to be doing something else, like hanging out with friends or finishing that homework project (yeah I was a bit of a goody-goody in high school).

But I'm not any good at lying. So in order to call in sick, I'd have to invoke being sick. Have a cough, exhaustion, etc. And in the half an hour to an hour it took me to work up the courage to call and tell that lie I would start to feel really sick. And then I really needed that rest I was asking for.

That's the power of the mind and affirmations combined with taking actions. Saying it can make it so, acting on that information will make it so.  In fact think of a time in  your life, daily life, when you want something you know you're going to get. Like dinner (whether it's groceries, dining in a restaurant or fast food), you know you're going to get it. But you don't just know you're going to get it, you act on that information.

In reading "Think and Grow Rich by Napoleon Hill one of the things he says to so is decide what you want in detail and name what you're willing to do to get it. Then he instructs his reader to say that plan every day, morning and evening and act based on that plan.

That's the essence of working in alignment with your values. 

Values, beliefs, truths, affirmations are all the same thing with different phrasing (and possibly different copyrights) but getting to the same ideas.

"Affirmations" affirm your path, ideas and being.  If you really want to take that business to the next level that you know will require more than one, one-time action, it requires focus, drive and follow through. It takes being impeccable with your word and always doing your best. 

It will take other things as well, depending on who you are, what your business idea or life path you desire and where you are now.  Do you know what those things are? Do you know what qualities you need to invoke for your success? And if you do are you acting based on those ideas or based on other ideas that someone else told you?

That single-minded devotion to your dream takes tools to make it happen. Reminding yourself everyday of your dreams and supports you in making that happen.  In fact it's one of the keys in many personal growth systems. Don Miguel Ruiz in his book, "The Four Agreements Companion Book" says to make your own Book of Law which is about writing down what you believe about yourself and the world in order to create it. "Creating Money: Attracting Abundance" by Duane Packer and Sanaya Roman has affirmations throughout the book as a core practice of writing it as the basic beginning of creating change.  Doreen Virtue, PhD. includes affirmations in everything of hers that I've come across.  And Suze Orman, "Financial Guidebook: Put the 9 Steps to Work" calls is "creating new truths" which is the one of the first steps in her process. 

Whether you call them beliefs, affirmations or truths, we're all getting at the same thing: affirming a positive present and acting on it.

In the first year of my business I doubled my income. I didn'tknow it, but I was using values alignment work. I kept saying to myself, "I'm making more money doing bookkeeping." And so I sought that out. Then it became true which set up a self-fulfilling prophecy.  I went from making $1200 a month to $4000 a month in a year, freelancing, even when other people told me I was nuts.  They told me to go out and get a real job. But I wanted to be doing something meaningful that was not sitting behind a desk. So I chose it, I affirmed it and I acted on it.

So why?  The truth that I can find is that your mind manifests what you believe.  The same is true of negative patterns. If you've spent the afternoon thinking about how fat you feel or how difficult things are, have you found that you see those things? It's the same idea. What you focus on you bring into being.

The deeper truth is that if you're planting your own seeds in your unconscious or conscious mind, it leaves less space for other, negative thoughts to get in there and have a field day of self destruction, defeat, or questioning self worth.  Being active has the added bonus that it creates change much faster than passively receiving negative feedback. You've created your own willingness to have the change that you are intending. You are practicing having what you want.

Affirmations are positive phrasings, written in the present tense about what you want.

"I am a money magnet" is an affirmation

"I want 10,000 a month in income, is not, but "I make at least $10,000 a month" is.

There is more to this process however. Just saying it does not make it so.

They must be accompanied by action.  Saying a thing and acting in alignment with that value, leverages it to make t happen here in the physical world, not just in your head.